Kolby and the CBI believe you're never too young or too old to increase personal wealth. The CBI( Credit, Banking, and Investing) teaches credit building and maintenance. Kolby and the CBI is the third book in the series "The Smarts" by Gwendolyn Washington, author, banker, and teacher. Gwendolyn is also the owner of Neighbors Build Wealth a website dedicated to increasing homeownership; "One House, One Family at a time.

Special thanks to Ilma Salman illustrator extraordinaire!